Partnership

Razorpay partners with NPCI and Replit for agentic payments

By Startup Enthusiast · 17 February 2026

What they do

Razorpay is a payment gateway and business banking platform for Indian companies

It integrated Agentic Payments into Anthropic's Claude and partnered with Replit for cross-border payments

The moves target India's UPI-heavy market, where agent-led commerce is expected to grow. sector

Razorpay and NPCI announced a partnership to integrate Agentic Payments into Anthropic's Claude at the India AI Impact Summit.
The Agentic Payments platform is in pilot phase with select users.
The integration supports Zomato, Swiggy, and Zepto for food delivery and quick-commerce.
UPI Reserve Pay offers pre-approved spending limits for specific merchants, with no UPI PIN per transaction.
Safety layers include single confirmation, flexible limits, instant revocation, and real-time visibility.
Razorpay also partnered with Replit to integrate Replit's platform with Razorpay's payment infrastructure.
The Replit integration is in beta and uses Razorpay's International Payments Suite, allowing INR payments via UPI and local credit cards.
Replit's agent helps developers integrate payment flows, while Razorpay handles FX, compliance, and USD settlements.

India is seen as a prime market for agent-led commerce due to high UPI usage and the quick-commerce ecosystem.
UPI accounts for roughly 85% of all digital transactions in India.
Razorpay previously worked with OpenAI and NPCI on agentic AI payments.
Replit's ARR grew from $3 million to over $300 million in 18 months, showing its rapid adoption.

Razorpay offers a payment gateway, payment links, one-click checkout, POS, payouts, business banking, and payroll.
It provides AI-native agentic commerce, Agent Studio, payout links, source-to-pay, and tax payments.
Razorpay claims India's first AI payments foundation model, Razorpay Vulcan.
It offers international payments with global cards, Apple Pay, and Google Pay at lower fees.
Razorpay provides a current account for startups, automated payroll, and in-store payments.
The company operates in India, serving businesses of various sizes.