Launch · Financial Services

Yubi Group launches asset management and credit-health app

By Startup Enthusiast · 10 September 2026

What they do

Yubi Group is an AI-powered operating system for financial services

It launched Yubi Asset Management (PMS) and TopScore credit-health app at Global Fintech Fest 2026

The PMS targets family offices and institutions; TopScore offers free credit scores in 10 languages

Yubi Group launched Yubi Asset Management and its PMS offering Yubi PoleStar at Global Fintech Fest 2026.
It also launched TopScore, a consumer credit-health app, at the same event.
Yubi Asset Management is a SEBI-registered portfolio manager (Registration No. INP000010201).
Yubi PoleStar targets family offices and institutional investors with credit-native portfolio management.
TopScore provides a free credit score and full report from Experian, translated into plain language across 10 languages.
TopScore includes an AI Score Coach for personalised credit improvement and a Human Coach for expert intervention.
The app has a built-in score predictor to simulate real-life scenarios and helps raise disputes with lenders.

Yubi Group has facilitated over $36 billion in total credit across its businesses.
It evaluates over 8 lakh loans a month through proprietary risk-assessment models.
The group has led 850 primary NCD and MLD issuances since 2020 and mobilised over ₹40,000 crore in capital.
It serves 17,000+ enterprises and 6,200+ investors & lenders.
The launches expand Yubi's offerings from institutional credit to asset management and consumer credit health.

Yubi Group is an AI-powered operating system for financial services.
It comprises YuVerse, Accumn, Spocto X, YuCollect, and Yubi Wealth.
The group has facilitated over ₹3.2 lakh crore in credit and 3.5 crore transactions.
It has financed over 200 distinct issuers across the credit spectrum.
Yubi Group secured 96% of issuances through collateral-backed structuring across 25+ lending and asset-class segments (Q3 FY26 data).
It reduced collections costs by 57%.
Yubi PoleStar uses a six-gate credit architecture including data ingestion, risk modelling, and active surveillance.
TopScore provides free credit scores from Experian and includes AI and human coaching.

TopScore will be available on Google Play Store and Apple App Store soon.

Product: AI-powered operating system for financial services founded in 2020
Customers: Enterprises seeking debt financing, alongside banks, NBFCs, and institutional investors.
How it makes money: Transaction fees and platform charges on facilitated debt origination, execution, and collections.
What sets it apart: Unified digital operating system integrating debt discovery, execution, fulfillment, and agentic AI collections across thousands of financial institutions.