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New fund · 7 October 2026Recur ClubAI-native startup debt platformrecurclub.com ↗

Recur Club announces ₹500 crore fund for D2C brands

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New fundFinancial ServicesFounded 2021
  • Recur Club is a debt platform that uses AI to arrange growth capital for startups and small businesses, and has served over 500 D2C brands
  • It has set aside a ₹500 crore fund for direct-to-consumer brands this financial year, ahead of the festive season, at roughly ₹3 crore per brand
  • The fund could back about 150 to 170 brands, funding stock purchases and new store or capacity buildouts

What happened

  • A ₹500 crore fund for D2C brands this financial year.
  • Average ticket of about ₹3 crore.
  • Expected to support 150-170 brands.
  • Inventory financing: the platform buys stock for the brand, which repays in instalments.
  • Store expansion: equipment and fit-outs are acquired and the brand pays monthly rent until repaid.

Why it matters

  • D2C brands need extra capital before peak festive demand.
  • Inventory and store expansion are the two biggest funding gaps the firm sees.
  • Structure keeps the financing off the brand's balance sheet.

The business

  • Recur Club uses AI to arrange borrowing for young companies and small businesses.
  • It has worked with over 500 D2C brands.
  • This financial year it has facilitated about ₹275 crore for over 100 brands.
  • Cumulative D2C financing facilitated is ₹1,200 crore.

In numbers

₹275 CrCapital facilitated this year · FY27
₹1,200 CrCumulative D2C capital facilitated · FY27

What happens next

  • Deploy the fund across D2C brands during the festive season.

Words to know

D2C
Direct-to-consumer, brands that sell straight to buyers.

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Terms in this story

  • Startup: A startup is a young company built to find a new way of doing something and to grow fast, usually by serving many customers at low extra cost. India's government also has a narrower legal definition that decides who gets scheme benefits.

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