Launch · Financial Services
Razorpay launches Agentic AI Studio for merchants
By Startup Enthusiast ·

- Date
- Company
- Razorpay
- What it does
- Payment and banking platform
- Kind
- Launch
- Sector
- Financial Services
What they do
It launched Agentic AI Studio, a marketplace for AI agents, at its FTX event
What happened
The AI agents handle tasks like payment recovery and dispute resolution
Why it matters
Razorpay is piloting agentic commerce with Swiggy and PVR
The details
- Razorpay unveiled Agentic AI Studio at its FTX event.
- Agentic AI Studio is a Claude-powered marketplace and builder platform for AI agents.
- Razorpay announced partnerships with OpenAI, Anthropic, Nvidia, Emergent, and ElevenLabs at FTX.
- Razorpay is piloting agentic commerce with Swiggy and PVR for AI-driven ordering and payments.
- The AI agents handle tasks like failed payment recovery, dispute resolution, and cash flow forecasting.
- Agents are event-triggered, activating only when needed, to match small business cost structures.
- Razorpay plans to let merchants choose which AI model powers their agents, with cost control.
The bigger picture
- Nearly 80% of Razorpay's customers are small businesses, digital-first brands, and startups.
- CEO Harshil Mathur uses AI agents for calendar, news, and travel planning.
- COO Rahul Kothari said Razorpay is rebuilding its entire financial operating system to be AI-first.
- Razorpay is gearing up for an IPO on Indian bourses by 2027.
- The AI push aims to create alternate revenue streams and diversify into high-margin automation.
About the business
- Razorpay is a payment and banking platform for businesses.
- Its products include Payment Gateway, Payment Links, One-Click Checkout, and Payout Links.
- It offers Agent Studio for delegating operational work to AI agents.
- It provides Payments for AI Builders with one-click payment nodes for n8n, Replit, and Vercel.
- It offers Agentic Business Banking with expertise of a world-class finance team.
- It provides Source to Pay for vendor payment control.
- It accepts international payments with global cards, Apple Pay, and Google Pay.
- Nearly 80% of its customers are small businesses, digital-first brands, and startups.
What happens next
- Razorpay is gearing up for an IPO on Indian bourses by 2027.
- The AI push aims to create alternate revenue streams and diversify into high-margin automation.
Founders
- Harshil Mathur, CEO
- Shashank Kumar
More on Razorpay
- Razorpay brings Apple Pay to merchants1 October 2026 · Launch
- Razorpay files draft papers for initial public offering20 August 2026 · IPO · $500M-$600M
- Razorpay launches Vulcan AI payments model18 August 2026 · Launch
- Razorpay hires four senior AI and engineering executives4 August 2026 · People
- Razorpay recognized among world's top fintech companies in payments category1 August 2026 · Award
- Razorpay confidentially files for IPO15 June 2026 · IPO · $600 million (planned)
- Apuarv Sethi named Razorpay CMO16 May 2026 · People
- Razorpay files confidential IPO papers20 April 2026 · IPO · $600 Mn to $700 Mn
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