
Neokred widens bank programme for UPI and card acquiring
By Abha Lohia ·
- Neokred is a Bengaluru embedded-finance company serving more than 400 enterprise clients over seven years
- It has expanded a partnership programme letting banks grow UPI and card acquiring among their current-account merchants under their own brand
- The programme runs on NeoRoute, which links several payment aggregators and banks and sends each transaction down the best route
What happened
- Banks can offer white-labelled acquiring to their own merchants.
- The tech layer is NeoRoute, a payment orchestration platform.
- Transactions are routed by success rate, cost and availability.
- Merchants get one dashboard for UPI and cards.
Why it matters
- Merchants relying on one gateway lose sales when it fails.
- Banks get acquiring capability without building gateway integrations.
The business
- Embedded finance infrastructure
- Serves 400+ enterprise clients
- Payment orchestration through NeoRoute
The founders
In numbers
400+Enterprise clients · 2026
Words to know
- Payment orchestration
- Software that routes each payment through the best available provider.
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