Results · Financial Services

Go Digit reports 28% profit rise in Q4 FY26

By Startup Enthusiast · 28 April 2026

What they do

Go Digit sells motor and health insurance policies

Its net profit rose 28% in Q4

Fourth quarter profit after tax reached Rs 149 crore on flat net premiums; full year profit hit Rs 544 crore as total income crossed Rs 10,000 crore

Go Digit General Insurance reported a 28% year-on-year increase in fourth-quarter profit after tax.
The company earned Rs 149 crore in profit during the quarter ending March 2026.
Net premium income remained flat at Rs 2,301 crore despite growth in gross written premiums.
Gross written premiums rose 6% to Rs 2,736 crore compared to the previous year.
Total income for the quarter increased by 9% year-on-year and 25% sequentially.
Motor insurance contributed approximately Rs 1,500 crore in net premiums with 9% growth.
Health insurance net premiums stood at roughly Rs 385 crore for the quarter.
The company sold 1.67 crore policies across its segments during the full fiscal year 2026.

Profit growth occurred even though core premium earnings did not expand significantly.
Investment income varied between reports but contributed to overall revenue strength.
Claims paid decreased by 13%, improving the immediate loss ratio position.
Outstanding claims rose sharply by 52%, indicating potential future payout pressures.

Motor insurance net premium in Q4 was about Rs 1,500 crore, up 9% year-on-year.
Health insurance net premium in Q4 was about Rs 385 crore, with group health at Rs 363 crore.
Fire segment net premium declined 13% year-on-year to Rs 36.3 crore.
Assets under management grew 16.3% to Rs 22,922 crore by March 2026.
The solvency ratio stood at 2.42x, well above the minimum requirement of 1.50x.
Commission expenses decreased to Rs 567 crore from Rs 598 crore in the previous quarter.
Employee benefits rose 62% year-on-year to Rs 92 crore.
Claims paid in Q4 were Rs 1,176 crore, down 13% year-on-year.
Outstanding claims at quarter end were Rs 555 crore, up 52% year-on-year.