Results · Professional & Local Services

Go Digit posts Rs 140 crore profit in Q3

By Startup Enthusiast · 22 January 2026

What they do

Go Digit General Insurance sells motor, health, travel and fire insurance

It reported a Rs 140 crore profit after tax for Q3 FY26, up 18% year-on-year

Motor insurance, its largest segment, grew 23.4% in gross written premium

Go Digit General Insurance reported its financial results for the third quarter of fiscal year 2026 (Q3 FY26).
The company posted a profit after tax of Rs 140 crore for Q3 FY26, an increase of 18% compared to Rs 118.5 crore in Q3 FY25.
Total income for Q3 FY26 stood at Rs 2,497.7 crore, up 5% from Rs 2,372 crore a year ago.
For the first nine months of FY26 (9M FY26), profit after tax was Rs 395 crore, up from Rs 309 crore in 9M FY25.
9M FY26 profit before tax of Rs 459 crore exceeded the full-year FY25 profit before tax of Rs 425 crore.
Gross Direct Premium in Q3 FY26 was Rs 2,557 crore, a 20.9% year-on-year increase.
Gross Written Premium in Q3 FY26 was Rs 2,909 crore, up 8.7% year-on-year.
Net Premium Written in Q3 FY26 was Rs 2,148 crore, down about 4% year-on-year.

The company's motor insurance segment, its largest, grew gross written premium by 23.4% in Q3 FY26, outperforming the industry growth of 11.5%.
In contrast, the health, travel and personal accident segment saw gross written premium decline 31.1% year-on-year, while the industry grew 28.7%.
The combined ratio (IFRS basis, excluding discounting benefit) improved to 105.0% in Q3 FY26 from 106.2% in Q3 FY25, indicating better underwriting profitability.
The solvency ratio stood at 2.30 times as of 31 December 2025, well above the regulatory minimum of 1.50 times.

Go Digit General Insurance is a general insurance company that offers motor, health, travel, fire, marine and other insurance products.
Its largest segment is motor insurance, which contributed Rs 1,511.6 crore in net premium earned in Q3 FY26, up about 9% year-on-year.
The company also sells corporate health insurance, government health insurance, fire insurance and marine insurance.
As of 31 December 2025, it had assets under management of Rs 22,509 crore, up from Rs 18,939 crore a year earlier.
From its inception in 2017 to 31 December 2025, it has issued policies covering about 8.1 crore people.
In the first nine months of FY26 (April-December 2025), it sold about 1.21 crore policies.
The company holds a 3.4% market share in total insurance and a 6.5% market share in motor insurance, based on 9M FY26 gross written premium.