Funding · Financial Services

GetVantage raises Rs 63 crore in Series A1

By Startup Enthusiast · 4 August 2026

What they do

GetVantage provides embedded financing to MSMEs without requiring equity or heavy collateral

It raised Rs 63 crore ($6.6 million) in hybrid capital co-led by Rajeev Ahuja and SanRaj Group

The company plans to expand its Capital Gateway platform and transition to an AI-native capital model

GetVantage raised Rs 63 crore ($6.6 million) in a Series A1 round of hybrid capital (equity plus debt).
The round was co-led by banking veteran Rajeev Ahuja and SanRaj Group.
Chiratae Ventures, Varanium Fintech Fund, and VCMint also participated.
The company's total committed funding capacity now exceeds Rs 700 crore.
Funds will be used for business expansion, scaling Capital Gateway, and transitioning to an AI-native capital platform.
The round is mostly equity, though the exact split between equity and debt was not disclosed.

India's MSME credit gap is estimated at Rs 30 lakh crore, highlighting the huge market opportunity.
GetVantage launched the Rise Up Fund in March 2024 with an initial corpus of Rs 100 crore for women entrepreneurs.
It also launched a SaaS Accelerator Fund II in January 2024 for B2B SaaS businesses.

GetVantage is a Mumbai-based B2B fintech platform serving MSMEs (micro, small and medium enterprises).
It provides embedded financing into marketplaces and merchant ecosystems, requiring no equity or heavy collateral.
Underwriting uses alternative data, predictive analytics, and actual cash flows instead of traditional credit scores.
Products include revenue-based financing, term loans, business loans, and merchant cash advances.
Financing ranges from Rs 2 lakh to Rs 20 crore per business.
The company has supported over 2,000 businesses (one source says over 8,000).
Its Capital Gateway is a plug-and-play API ecosystem for B2B platforms, marketplaces, and logistics hubs to embed financing.

Expand business and scale the Capital Gateway platform.
Transition to an AI-native capital platform.
Announce strategic seller financing partnerships with leading digital ecosystems in the coming months.

Product: API-based financing platform enabling businesses to embed credit access for cash flow and revenue-based financing
Customers: Micro, small and medium-sized enterprises, D2C brands, online marketplaces seeking working capital and growth financing
How it makes money: Embedded fintech providing cash-flow based lending and revenue-based financing through API integration with merchant ecosystems
What sets it apart: AI-native platform using alternative data and business cash flows for faster, data-driven credit decisions for underserved MSMEs