Award · Financial Services

Decentro wins multiple awards for fintech innovation

By Startup Enthusiast · 3 September 2026

What they do

Decentro provides a full-stack infrastructure platform that helps businesses integrate banking and financial services through over 150 different APIs

The company recently received the Fintech Company of the Year award and the Embedded Finance Innovation Award at major industry summits

With over 2,000 enterprise customers, the platform processes billions in annual payments and helps companies reduce their operational costs by 30%

Decentro was named the Fintech Company of the Year at the 2026 India Fintech Awards.
The company also secured the Embedded Finance Innovation Award at the 4th Bharat NBFC & FinTech Summit.
CEO Rohit Taneja was recognized as the Emerging Leader of the Year at the same summit.
Decentro operates a platform that simplifies banking integrations for over 2,000 enterprises.
The firm has expanded its reach into cross-border payments through an IFSCA licence in GIFT City.
It recently acquired Neowise, an AI-driven platform designed to automate lending collections.

The company maintains a lean operational model and has reached profitability after raising approximately $10 million.
It holds critical regulatory approvals including RBI Payment Aggregator authorisations for online and physical transactions.
The platform serves major Indian brands such as CRED, Meesho, and MakeMyTrip.

Decentro offers a suite of over 150 APIs covering payments, identity verification, and banking services.
Its payment solutions include UPI, bank transfers, and QR-based in-store payment acceptance.
The Neowise conversational AI platform handles 3 million borrower conversations monthly across 12 languages.
Neowise employs over 400 human debt callers across three physical delivery centres to assist with collections.
The platform helps clients reduce their operational costs by approximately 30% through automation.
Decentro processes over $12 billion in annual payment volume and 120 million identity verifications.

The company plans to continue focusing on making financial infrastructure simpler for businesses to adopt.

Product: A suite of APIs covering customer onboarding (KYC), payment processing, and AI-driven debt recovery.
Customers: Banks, NBFCs, fintech platforms, digital lenders, and commerce platforms.
How it makes money: Charges businesses based on API usage, transaction volumes, and subscription fees.
What sets it apart: Offers a unified, compliant API stack with real-time risk assessment tools like Scanner and AI voice bots.