Results · Financial Services

WeRize reports doubled profit and revenue growth in FY25

By Startup Enthusiast · 19 March 2026

What they do

WeRize is a fintech company using freelancers to distribute financial products

The company posted Rs 236 Cr revenue and Rs 10 Cr profit for FY25

This marks significant growth with total income rising to Rs 240 Cr

WeRize reported Rs 236 Cr in revenue for the fiscal year 2025.
This represents a 64% increase compared to the previous year's figures.
Net profit doubled to Rs 10 Cr, up from Rs 5 Cr previously.
Total income reached Rs 240 Cr, including non-operating earnings of Rs 4 Cr.
Expenditure rose by 61% to Rs 227 Cr due to operational scaling.
Employee benefits accounted for Rs 66 Cr, the largest expense category.
Freelancer payouts totaled Rs 54 Cr, supporting its distribution model.
The company achieved an EBITDA margin of 18.64% during the period.

WeRize operates without branches or field force, relying on 10,000+ freelancers.
It serves over 300 million individuals across more than 5,000 small cities.
The business model is described as a 'Social Shopify of Finance'.
Profitability signals sustainable unit economics with Rs 0.96 spend per Rs 1 revenue.

WeRize distributes mortgages, credit, insurance, and savings products through freelancers.
It has a network of 10,000+ freelancers operating in 2,500+ cities.
The company does not maintain any physical branches or direct field force.
Interest on loans generated Rs 109 Cr, making up 46% of revenue.
Selling services contributed Rs 74 Cr to the total revenue mix.
Loan processing fees added Rs 39 Cr to the income statement.
An NBFC arm named Wortgage Finance supports its lending operations.
Key partners include Vivitri Capital and InCred for financing.
Cash and bank balances stood at Rs 87 Cr as of March 2025.

Product: Full-stack fintech marketplace offering customized credit, insurance and savings products
Customers: Lower and middle-class families in small-city India seeking accessible financial services
How it makes money: B2B2C social distribution model with freelance financial consultants as intermediaries
What sets it apart: Proprietary AI and social distribution network reaching 50 lakh underserved consumers