Results · Agriculture & Food Systems

Samunnati reports net loss despite revenue growth in FY25

By Startup Enthusiast · 19 January 2026

What they do

Samunnati enables agricultural value chains by supporting farmer groups and agri businesses

The company reported a Rs 74 crore net loss for FY25 despite revenue rising to Rs 2,434 crore

High finance costs and deferred taxes drove the loss while trading activities generated most revenue

Samunnati filed its FY25 consolidated financial statements with the Registrar of Companies.
The company recorded a net loss of Rs 74 crore for the fiscal year ended March 2025.
Gross revenue increased slightly to Rs 2,434 crore from Rs 2,404 crore in the previous year.
Trading and allied activities contributed approximately 90% of the total gross revenue.
Finance costs rose significantly by 42.9% to Rs 215.8 crore compared to the prior year.
Deferred tax expenses were recorded at Rs 74 crore, contributing directly to the net loss.
Employee benefit expenses increased by 8% to Rs 76 crore during the fiscal year.
Total expenditure reached Rs 2,463 crore, slightly exceeding the gross revenue figures.

The business operates near break-even, spending nearly Re 1 to earn each unit of revenue.
Procurement expenses accounted for roughly 85% of total expenses, highlighting high operational costs.
Earnings before tax stood at just Rs 5.3 crore before significant tax adjustments.
The company maintains strong liquidity with Rs 308 crore in cash and bank balances.

Samunnati acts as an agri-value chain enabler providing financial and non-financial solutions.
It supports farmer-producer organisations (FPOs), agri SMEs, and agri-tech startups across India.
The platform serves over 6,000 farmer collectives impacting millions of smallholder farmers.
Trading segments generated Rs 2,205 crore in income during FY25.
Procurement expenses totaled Rs 2,084 crore, reflecting the scale of commodity trading.
The company focuses on creating a specialised ecosystem for agricultural supply chains.
Revenue is heavily concentrated in trading activities rather than service or technology fees.
Financial health shows resilience with substantial current assets of Rs 2,103 crore.
The model aims to integrate smallholders into formal markets through structured support.

Product: Integrated platform providing agri-financing, market linkages, and advisory services
Customers: Farmer producer organizations, agri-SMEs, agritech firms, and farmers in rural areas
How it makes money: Agri-NBFC model providing debt financing and value chain linkages to agricultural stakeholders
What sets it apart: Presence across 25+ states and 100+ agricultural value chains with 6000+ farmer collectives
Operations: Rs 7000+ crore Gross Transaction Value with $50 billion in funding disbursed