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Results · 30 October 2026PB FintechPolicybazaar parentpbfintech.in ↗

PB Fintech revenue FY27: ₹2,178 Cr, net profit ₹192.5 Cr

PB Fintech profit up 43% in Q2

By · Editor ·

PB Fintech revenue

PB Fintech reported revenue of ₹2,178 Cr in FY27, with a net profit of ₹192.5 Cr, as reported by CNBC-TV18 on 30 October 2026.

PB Fintech revenue
Revenue (FY27)₹2,178 Cr
Net profit (FY27)₹192.5 Cr
Gurugram
  • PB Fintech runs the insurance marketplace Policybazaar and the credit marketplace Paisabazaar
  • Second-quarter profit rose to ₹192.5 crore from ₹134.9 crore, while revenue grew 35% to ₹2,178 crore
  • New health and term premium climbed 42%, and operating margin widened to 7.6% from 6.1%

What happened

  • Net profit rose 42.7% year on year.
  • Total insurance premium reached ₹9,385 crore.
  • Lending disbursals were ₹4,739 crore.

Why it matters

  • Strong protection sales lifted margins.
  • Regulatory changes remain a risk to growth.

The business

  • PB Fintech sells insurance and loans online.

The founders

Yashish Dahiya

Chairman and CEO
in

In numbers

₹2,178 CrRevenue · Q2 FY27
₹192.5 CrNet profit · Q2 FY27

Words to know

EBITDA
Earnings before interest, tax, depreciation and amortisation.

The numbers around it

Financial Services in October 2026: 16 rounds with a disclosed amount, $548 million in all; the biggest was Vegafin Capital (₹1,000 Cr). Every sector this year →

Read it as a card in the app

Terms in this story

  • Marketplace: A marketplace is a platform that connects buyers and sellers and earns a commission or fee on each transaction, without owning the goods or services. Its value rises as both sides join. The numbers to read are gross merchandise value (GMV), take rate, which is the share of GMV the platform keeps, and repeat usage.
  • Fintech business model: Fintech startups in India earn in four main ways: a small fee on each payment, interest and fees on loans, commissions for selling insurance or investments, and subscriptions for software sold to banks and businesses. The number that matters most is the take rate, the share of each rupee processed that the company keeps.
  • Financial year: An Indian financial year runs from 1 April to 31 March, and it is named after the year it ends. FY26 means April 2025 to March 2026. Startup results for a year arrive months after it closes, so a November 2026 story may still be about FY25.

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