People · Financial Services

Optimo Capital appoints former RBI official Shrimohan Yadav

By Startup Enthusiast · 24 September 2026

What they do

Optimo Capital is a Bengaluru-based non-banking finance company providing property-backed loans to small business owners across multiple states

The firm appointed former Reserve Bank of India Chief General Manager Shrimohan Yadav to its board as an independent director

Yadav will advise the board on governance, risk management, and regulatory matters as the lender targets reaching twelve billion rupees in assets

Optimo Capital announced the appointment of Shrimohan Yadav to its board of directors as an independent director.
Yadav is a former Chief General Manager of the Reserve Bank of India with nearly three decades of central banking experience.
In his new role, he will advise the company's board on governance, risk management, and regulatory matters.
He will also serve on important board committees to strengthen institutional frameworks as the lender expands.
The appointment arrives as the company pursues a target of reaching 1,200 crore rupees in assets under management by the end of March 2027.
During the 2026 financial year, the lender expanded its footprint to 49 branches across five states.

The lender grew its assets under management by 179 per cent to 441 crore rupees during the 2026 financial year.
Company leadership emphasized that institutional governance must scale faster than the expanding loan portfolio.
Yadav brings extensive regulatory experience covering bank licensing, ownership frameworks, and financial restructuring.

Optimo Capital operates as a non-banking finance company providing secured loans against property primarily to micro, small, and medium enterprises.
The company offers loan products ranging from 10 lakh rupees to 2 crore rupees with repayment tenures between seven and fifteen years.
Its product suite includes standard loans against property, balance transfers, and top-up loans.
The platform serves borrowers across multiple sectors including automotive retail, agricultural trading, manufacturing, and wood work.
The lender utilizes centralized underwriting and fully secured lending models to maintain risk discipline.
Cumulative disbursements by the firm have surpassed 600 crore rupees supporting thousands of businesses.

The company aims to reach 1,200 crore rupees in assets under management by the end of March 2027.