Results · Financial Services

Moneyview posts Rs 240 crore profit in FY25

By Startup Enthusiast · 5 November 2025

What they do

Moneyview offers customized borrowing options like quick cash advances, plastic payment cards, and money oversight tools via collaborating lenders

The company reported a 40% growth in profit to Rs 240 crore and a 74% increase in revenue for FY25

The robust financial performance reflects strong demand for digital lending products as the firm prepares for an initial public offering

Online credit platform Moneyview maintained strong growth momentum by increasing its revenue by 74% in FY25.
Corporate filings submitted to the Registrar of Companies indicate that business turnover advanced to Rs 2,339 crore over the fiscal period.
Net profits for the Bengaluru-based firm grew by 40% to reach Rs 240 crore for the fiscal year.
Earnings generated through loan facilitation charges and brokerage fees accounted for more than 63% of operating turnover, amounting to Rs 1,486.8 crore.
Interest on portfolio loans surged significantly to Rs 789 crore, while non-operating income added Rs 39.4 crore.
Major expenses included impairment on portfolio loans and write-offs amounting to Rs 346 crore, alongside Rs 321.7 crore in Default Loss Guarantee costs.
The company converted into a public entity in June 2025 as part of preparations to raise over $400 million through an initial public offering.

The strong financial results follow a 75% year-on-year growth trajectory recorded in the previous fiscal year.
The scale-up in operations reduced unit costs, allowing the fintech unicorn to spend Rs 0.88 to earn a single rupee in FY25.
Current assets stood at Rs 4,198.4 crore as of March 2025, supported by cash and bank balances of Rs 1,067.7 crore.

Moneyview operates as a digital financial services platform offering personal loans, home loans, credit cards, and financial management solutions.
The platform partners with banks and non-banking financial companies to disburse loans and credit products to consumers across 18,400+ pincodes in India.
Additional offerings include digital gold investments, fixed deposits, motor insurance, and a credit tracker for monitoring financial health.
Revenue is primarily generated through fees and commissions on loan disbursals, alongside interest earnings from portfolio loans and deposits.
The application utilizes a secure 256-bit data encryption system and holds an ISO 27001:2022 certification for information security management.

The company converted into a public entity in June 2025 to facilitate a planned initial public offering aiming to raise over $400 million.

Accel (participated) — Early backer that participated in funding rounds turning the company into a unicorn.
Tiger Global (participated) — Global investment firm backing the fintech platform.
Ribbit Capital (participated) — Fintech-focused venture capital investor in the company.
Nexus Venture Partners (participated) — Venture capital firm supporting the platform's growth.