IPO · Financial Services

Moneyview files for an initial public offering

What they do

Moneyview is a Bengaluru-based digital lending platform serving Tier 2 towns and customers with limited formal credit histories

The company filed for an initial public offering comprising a fresh issue of up to Rs 1,500 crore and an offer-for-sale

Early backers including Accel, Ribbit Capital, Tiger Global, and Apis Growth will partially exit through the public offering

Bengaluru-based digital lender Moneyview is heading to the public markets with a proposed initial public offering.
The public offering includes a fresh issue of up to Rs 1,500 crore alongside an offer-for-sale of up to 136 million shares.
Existing venture capital backers including Accel, Ribbit Capital, Tiger Global, and Apis Growth plan to partially exit their holdings.
The platform targets underserved borrowers in smaller cities and Tier 2 towns with limited formal credit histories.
Nearly 80% of monetized users reside outside major metropolitan areas, typically aged around 32 with annual incomes between Rs 3 lakh and Rs 11 lakh.
To evaluate risk for thin-file applicants, the firm analyzes alternative data points including transactional SMS texts, bank statements, and app usage.
Users can access varied financial selections such as unsecured credit, housing finance, plastic cards, protection plans, precious metals, and instant payment systems.

The planned public listing tests whether public market investors will support a profitable digital lender focused on underserved borrowers.
The platform experienced strong financial growth, with operating revenue surging from Rs 648 crore in FY23 to Rs 2,339 crore in FY25.
Net profit climbed by nearly 50% over the same two-year period to reach Rs 240 crore by FY25.

The enterprise functions essentially as a credit facilitator that processes and manages loans alongside various banking and lending institutions.
The enterprise also maintains its own non-banking financial company subsidiary named Whizdm Finance.
The platform has accumulated 125.5 million registered users, with approximately 10 million monetized users and 42 lending partners.
Total credit extended through the platform grew at an annual rate of 46% from financial year 2023 through 2025, reaching Rs 17,621 crore.
Additional financial products available on the application include fixed deposits, vehicle insurance, and credit tracking tools.

Accel (existing) — Venture capital investor participating in the offer-for-sale.
Ribbit Capital (existing) — Venture capital investor participating in the offer-for-sale.
Tiger Global (existing) — Venture capital investor participating in the offer-for-sale.
Apis Growth (existing) — Venture capital investor participating in the offer-for-sale.