Launch · Financial Services

jUMPP gets NPCI approval, adds UPI payments

By Startup Enthusiast · 22 June 2026

What they do

JUMPP is an AI-powered conversational fintech for investing and wealth creation

It received NPCI approval as a Third Party Application Provider and integrated UPI

The move aims to become a full-stack financial super app for Tier II and III cities

jUMPP received NPCI approval as a Third Party Application Provider (TPAP).
It integrated UPI into its app after the approval.
jUMPP also received IRDAI approval to distribute insurance products shortly before.
New UPI capabilities include peer-to-peer transfers, merchant payments, utility bill payments, and mobile recharges.
The company partnered with YES Bank for banking and BBPS services.
jUMPP uses the Account Aggregator framework for a consolidated financial account view.
The move is a step toward a unified finance experience combining spending and investing.

The integration reflects the convergence of payments, savings, and investing in Indian fintech.
It addresses engagement, conversion, and data-driven services.
jUMPP uses conversational AI to contextualise payments and nudge users toward savings and investments.
The company targets users in Tier II and Tier III cities (Bharat).

jUMPP is an AI-powered conversational fintech platform for investing and wealth creation.
Existing offerings include Digital Gold, mutual funds, and SIPs.
New UPI capabilities enable peer-to-peer transfers, merchant payments, utility bill payments, and mobile recharges.
It partnered with YES Bank for banking and BBPS services.
It uses the Account Aggregator framework for a consolidated financial account view.
Target users are in Tier II and Tier III cities (Bharat).

jUMPP aims to become a full-stack financial super app combining payments, investments, and money management.
UPI integration is a step toward a unified finance experience across spending and investing.