Funding · Financial Services

Easy Home Finance raises $30 million in series C funding

By Startup Enthusiast · 28 January 2026

What they do

Easy Home Finance is a pan-India mortgage-tech platform that provides digital home loans to middle-income borrowers

The company raised $30 million in Series C funding led by Investcorp with participation from Claypond Capital and SMBC

This investment supports expansion into new Indian markets and strengthens the company's technology stack for faster approvals

Easy Home Finance has raised $30 million in its Series C funding round.
Investcorp Growth Equity Fund led the investment alongside other institutional participants.
Claypond Capital and Sumitomo Mitsui Banking Corporation Asia Fund participated in this latest round.
The total equity capital raised by the company now crosses $80 million according to some reports.
Other reports indicate the total capital reached approximately $130 million, showing a conflict in figures.
Founder Rohit Chokhani established the company in 2017 to simplify the home loan process.
The startup plans to use these funds to accelerate expansion into new markets across India.
Easy Home Finance aims to bolster its technology stack and scale its distribution network further.

The India lending tech space is projected to become a $1.3 trillion market opportunity by 2030.
Competitors like Weaver Services recently raised $170 million indicating strong sector interest.
Other players such as Altum Credo and Vastu Housing have also secured significant recent funding.
This funding highlights the growing investor confidence in digital-first mortgage solutions in India.

Easy Home Finance operates as a pan-India mortgage-tech and lending platform.
It offers paperless and digital home loans to reduce paperwork for borrowers.
The company serves primarily middle-income borrowers seeking affordable housing finance.
It uses a tech-led process to ensure faster loan approvals compared to traditional banks.
A credit-first approach helps the platform assess borrower eligibility efficiently.
The business model relies on technology to streamline the entire loan application journey.
Easy Home Finance focuses on reducing friction in the traditional home loan approval process.
The company aims to make home ownership accessible through simplified digital interfaces.

Investcorp Growth Equity Fund (lead) — Bahrain-based investment firm leading the Series C round.
Claypond Capital (participated) — Ranjan Pai’s family office or investment office participating in the round.
Sumitomo Mitsui Banking Corporation Asia Fund (participated) — Asia Rising Fund arm of SMBC participating in the investment.

Product: Digital, tech-enabled home loan solutions with expedited approval timelines and minimal paperwork.
Customers: First-time and middle-income homebuyers in tier-2 and tier-3 cities across India.
How it makes money: Generates revenue via net interest margins on mortgage-backed loans and loan processing fees.
What sets it apart: Digitized appraisal and underwriting stack that accelerates loan turnaround times with low physical documentation.