People · Financial Services
CheQ elevates Bipin Toro and Vished Banger as co-founders
By Startup Enthusiast ·
- Date
- Company
- CheQ
- What it does
- credit card management platform
- Kind
- People
- Sector
- Financial Services
What they do
CheQ is a credit card management platform that helps consumers manage, understand, and maximize their credit
What happened
The company announced the elevation of Bipin Toro and Vished Banger as co-founders, recognizing their role in building and scaling the company since 2022
Why it matters
CheQ closed FY26 with full-year profitability and annual recurring revenue of more than $40 million
The details
- CheQ has elevated Bipin Toro and Vished Banger as co-founders, recognizing their role in building and scaling the company since 2022.
- CheQ closed FY26 with full-year profitability and annual recurring revenue of more than $40 million.
- Bipin Toro has been named Co-founder and Chief Technology Officer (CTO), overseeing the company’s technology platform, product infrastructure, and engineering team.
- Vished Banger has been named Co-founder and Chief Business Officer (CBO), leading business strategy, financial management, operations, partnerships, and organisational development.
- Aditya Soni, the founder and CEO, emphasized that building a company is the result of leaders who take ownership and remain committed to the mission.
- Bipin Toro highlighted the importance of leveraging technology, AI, and data to make credit more transparent, accessible, and rewarding for Indian consumers.
- Vished Banger expressed excitement about driving strategic expansion, strengthening partnerships, and building a category-defining company that consumers trust with every aspect of their credit journey.
The bigger picture
- CheQ started as a credit card bill payment and rewards platform and has since expanded into a comprehensive credit ecosystem.
- CheQ now offers credit card management, credit health insights, utility bill payments, rewards and redemption, AI-powered credit assistance through Wisor, personal loans, loans against mutual funds, UPI payments, and the CheQ AU Credit Card.
- CheQ aims to build India's most trusted destination for everything credit through its growing suite of products and services.
About the business
- CheQ is a credit card management platform that helps consumers manage, understand, and maximize their credit.
- CheQ started as India's most rewarding credit card bill payment app and has evolved into a comprehensive credit ecosystem.
- CheQ enables consumers to pay credit card bills, utility bills, monitor their credit health, and earn rewards across every transaction.
- CheQ has expanded with Wisor - India's first AI credit card expert, CheQ Wallet, lending solutions through CheQ Insta Cash, the CheQ AU Credit Card - India's first LED credit card, and most recently, UPI payments.
- CheQ is building a unified destination for everything credit through its growing suite of products and services.
What happens next
- CheQ is entering its next phase of growth with a renewed focus on innovation, scale, product expansion, and building India's most trusted destination for everything credit.
The deal
- Type
- people
Founders
- Aditya Soni, Founder & CEO
- Bipin Toro, Co-founder & CTO
- Vished Banger, Co-founder & CBO
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