Funding · Financial Services

Bachatt nears $30 million funding at higher valuation

By Startup Enthusiast · 19 August 2026

What they do

Bachatt provides a micro-savings and investment platform targeting the next 300 million users, including kirana shopkeepers and small retailers

The company is in advanced stages of raising a $30 million round led by Northpoint Capital, with participation from Prosus and existing investors

This marks the company's third fundraise since 2025, with its valuation rising to between $120 million and $150 million

Bachatt is in advanced stages of raising ~$30M (Rs 280 Cr) round.
Northpoint Capital is expected to lead the investment with a contribution of $12-15 million.
Global investor Prosus is likely to participate in the round with an investment of $10-12 million.
Existing backers Lightspeed, Accel, and Info Edge Ventures are also expected to join the round.
The company's valuation is projected to reach $120-150 million, a significant increase from its previous $50 million valuation.

Bachatt operates a platform for micro-investing and savings aimed at the next 300 million users.
Target customers include kirana shopkeepers, jewellery retailers, and automobile dealers.
The flagship product allows users to invest in debt mutual funds starting from Rs 100.
Features include pause options, top-ups, weekend savings, and instant withdrawals.
Bachatt is an AMFI-registered mutual fund distributor and partners with RBI-approved NBFCs for loans.
The platform reports over 10 lakh users and more than Rs 50 crore in assets under management.

Product: launched fintech startup
Customers: Merchants and self-employed individuals without fixed salaries
How it makes money: Earns from financial product distribution and related fees on savings and wealth products
What sets it apart: Tailors savings and wealth tools for non-salaried users, with AI-led wealth and credit products