Results · Financial Services

Avanse posts 31% profit jump in Q1 FY27

By Startup Enthusiast · 3 August 2026

What they do

Avanse Financial Services provides education loans for study abroad and domestic students

Q1 FY27 net profit rose 31% year-on-year to ₹154.3 crore, while revenue grew 18% to ₹760 crore

The company has put its ₹3,500 crore IPO on hold due to US immigration policy uncertainty

Avanse Financial Services reported a 31% year-on-year increase in net profit to ₹154.3 crore for the first quarter of FY27.
Operating revenue rose 18% year-on-year to ₹760 crore in Q1 FY27.
Net profit fell 8% sequentially from ₹168.1 crore in Q4 FY26.
Operating revenue was nearly flat quarter-on-quarter, down ₹6 crore from Q4 FY26.
Interest income grew 18% year-on-year to ₹683.5 crore.
Total expenditure increased 15% year-on-year to ₹555.5 crore.
Finance cost rose 16% year-on-year to ₹413.3 crore.
The company has put its planned ₹3,500 crore IPO on hold due to evolving geopolitical conditions, especially US immigration policy changes.

Avanse had received SEBI approval for its IPO in October 2024 but has not proceeded due to market uncertainty.
The company's study-abroad loan portfolio (AUM ₹18,293 crore) is sensitive to US visa policy changes.

Avanse Financial Services was founded in 2013 and provides education loans for both study abroad and domestic students.
It also offers capital to educational institutions for infrastructure and expansion.
As of FY26, the company had served 73,390 students, with the majority being study abroad aspirants.
Its total assets under management (AUM) stood at ₹23,411 crore in FY26, up 1.23 times from the previous year.
In FY26, total loan disbursements were ₹7,019 crore.
Study-abroad loans accounted for the largest share: AUM ₹18,293 crore and disbursements ₹4,334 crore.
Loans to educational institutions had AUM of ₹4,102 crore and disbursements ₹2,086 crore.
Domestic education loans had AUM of ₹432 crore and disbursements ₹433 crore.

Avanse plans to re-file its DRHP (draft red herring prospectus, the IPO document) when market conditions become favourable.
The company is waiting for clarity on US immigration policy before proceeding with the IPO.