Results · Financial Services

Wint Wealth reports revenue growth and reduced losses

By Startup Enthusiast · 25 February 2026

What they do

Wint Wealth is a retail debt investment platform offering corporate bonds and B2B loans

FY25 operating revenue rose to Rs 44.5 crore while net loss fell by 60%

Interest income drove most revenue as the company scales its wealthtech operations

Wint Wealth reported Rs 44.5 crore in operating revenue for FY25.
The company saw a 2.6X increase in operating revenue compared to the previous year.
Net loss decreased significantly by 60% to Rs 8.2 crore in FY25.
Total income reached Rs 46.8 crore driven primarily by interest earnings.
Employee benefits accounted for 49% of total expenditure at Rs 27 crore.
Interest paid expenses surged 4.4X to Rs 18.6 crore during the period.
Current assets stood at Rs 296 crore including Rs 35 crore in cash.
The firm raised approximately $60 million in total funding historically.

The results show improving unit economics with lower relative losses.
Interest income constitutes 69% of operating revenue indicating business model reliance.
Sector context shows limited large rounds in Indian wealthtech recently.

Wint Wealth operates as a retail fixed-income debt investment platform.
It offers products like corporate bonds and securitised debt to investors.
The company also provides NCDs (Non-Convertible Debentures) through its platform.
A B2B loan arm named Wint Capital facilitates business lending.
Revenue comes from interest income calculated using the EIR method.
Fee-based intermediary services contribute the remaining portion of revenue.
The platform targets retail investors seeking debt instrument exposure.
Customer acquisition cost was Rs 1.23 per rupee of operating revenue.
The company has been operational since 2020.

Vertex Ventures (lead) — Led the latest round of Rs 250 crore ($28M).
Eight Roads Ventures (participated) — Participated in the latest funding round.
Rainmatter (participated) — Zerodha-backed entity that participated in the latest round.
3one4 Capital (participated) — Participated in the latest funding round.

Product: based debt investment platform
Customers: Retail and individual investors seeking predictable fixed-income returns higher than traditional fixed deposits.
How it makes money: Earns fees and distribution commissions on bond offerings alongside interest margins through its regulated NBFC arm.
What sets it apart: Democratizes institutional-grade corporate bonds with low minimum investment thresholds and proprietary credit assessment.