Funding · Financial Services

DPDzero raises nearly $11 Mn in Series A round

By Startup Enthusiast · 9 February 2026

What they do

DPDzero builds a tech-driven recovery platform for lenders to manage loan repayments ethically

The company closed its Series A with GMO Venture Partners and SMBC Asia joining the captable

Total funding reaches $11 Mn as it targets new-to-credit borrowers using AI and trained advisors

DPDzero has closed its Series A funding round with new investors joining its captable.
GMO Venture Partners and SMBC Asia are the latest investors in the company.
The total amount raised across three rounds is now nearly $11 Mn.
Earlier investors included Better Capital, Blume Ventures, and India Quotient.
The startup focuses on providing a tech-based collections platform for financial lenders.
It aims to replace manual collection methods with an AI-guided system.
The company employs trained human advisors alongside automated voice agents.
Its mission is to achieve zero days past due for borrower accounts.

India's household debt has reached 42% of GDP at its peak.
There is a surge in new-to-credit borrowers from smaller towns.
Traditional lending models often struggle with these unorganized borrower segments.
RBI regulations now mandate trained collection agents only.
The market needs ethical solutions to avoid harassment complaints.

DPDzero provides a plug-and-play solution for lender recovery operations.
It integrates via API to push loan portfolio data into its system.
The AI platform analyzes borrower profiles and recommends recovery channels.
Low-risk cases are handled by AI voice agents automatically.
High-risk cases are managed by human advisors with live AI support.
Field advisors conduct doorstep visits for unreachable borrowers.
Advisors are trained per RBI guidelines to educate rather than threaten.
Clients include major banks like RBL Bank and IndusInd Bank.
Other clients include L&T Finance, Tata Capital, and fintechs like Kreditbee.

Product: AI-powered platform that automates and streamlines debt collection for financial institutions
Customers: Financial institutions that need debt recovery support.
How it makes money: Software and collections services sold to lenders on a B2B basis.
What sets it apart: Combines AI models with human field agents to run more ethical and efficient collections.